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cotton

Lubbock TX

8353 Upland Ave., Suite 200

Operation Hours

Monday:

8:00 AM - 5:00 PM

Tuesday:

8:00 AM - 5:00 PM

Wednesday:

8:00 AM - 5:00 PM

Thursday:

8:00 AM - 5:00 PM

Friday:

8:00 AM - 5:00 PM

Kendell Senter

My name is Kendell Senter. I have been with ARM since June of 2018. I started out as a Credit Analyst and am now a Senior Loan Officer. I lived in the Plainview, TX area until I was 13 years old and then moved to Canadian, TX where I lived until I graduated high school. I went to school at Texas Tech University where I graduated with a bachelor's degree in business management.

I currently live in Shallowater, TX with my husband. In my spare time, you can find me cheering on the Red Raiders, golfing or spending time with my dogs. I have really enjoyed my time here at ARM and love working alongside the American Farmer. I look forward to working with you this year! Wreck'Em and Let's Grow!


Baylee Harlow

Baylee Harlow

My name is Baylee Harlow. I'm thrilled to be at ARM! I work in the Lubbock office as a loan officer. I currently reside in Wolfforth, TX with my husband, Kinder. I graduated with my bachelor's in animal science and a master's degree in business from Texas Tech University in 2021. I have worked at Capital Farm Credit as a credit analyst, where I was fortunate enough to expand my knowledge in agricultural banking.

I grew up in Dimmitt, TX and have a profound love for West Texas and the people/community here. In my free time, outside of work, you can find me at any Texas Tech sporting event, playing mahjong with my girlfriends, or traveling with my husband and friends. I am so excited to be a part of Ag Resource Management and serve the agriculture community to the best of my abilities.

Crop Field 2

For Immediate Assistance,
Please Call Us

Need urgent support or answers right away?
Our dedicated team is available by phone to provide prompt and focused financial assistance.

Helping farmers thrive with smart, accessible funding.

At Ag Resource Management (ARM), we believe farmers deserve financing designed for the realities of agriculture, not the restrictions of traditional banking.

We empower American farmers with accessible funding and tailored lending solutions that protect their assets and strengthen resilience against market fluctuations.

ARM enhances the retail agriculture market by managing short-term financial risks. Our solutions are designed to meet the specific needs of each grower, offered directly or through local partners.

Our Service

Wheat Harvest
Operating Loans

Access the working capital you need for seed, fertilizer, rent and inputs - secured by your crop.

Farm Barn Silo
Real Estate Loan Services

Long-term solutions for purchasing, refinancing, or expanding farmland.

Cotton Harvest
Equipment Leasing

Finance or lease new and used machinery to modernize your operation.


Contact Us

Please use the form below to tell us about your agricultural financing needs or to ask any questions you may have. A member of our specialized team will respond to your inquiry shortly.

FAQs

ARM provides operating loans, real estate financing, and equipment leasing services.