Flexible
Timely
Reliable
Farmer Friendly Financing. Financing Agriculture, Differently.
Flexible Farm Operating Loans & Financing Solutions
888-706-4447
Start Growing with us
At ARM, we believe farmers deserve financing designed for the realities of agriculture.
Our crop-based lending model allows you to access the capital you need for every season, fueling your operation’s growth.
Whether you need operating loans, real estate financing, or equipment leasing, ARM’s farmer-friendly options make it simple to grow with confidence.
Our Mission
Revolutionizing Farm Financing with ARM
Since 2009, Ag Resource Management has redefined how agricultural loans work. Our crop-based lending approach is built around your production, not your property, giving you access to farm financing without sacrificing land equity.
Unlike traditional lenders, ARM understands that farming is complex, unpredictable, and deeply personal. Our local experts work directly with you to build tailored farm loans that match your crop plans, timing, and financial goals. Every loan is designed to protect your assets while helping your operation thrive through market cycles.
5k
Farmers empowered with accessible funding.
$3B+
In operating lines provided since 2009.
16
Agricultural regions assisted by ARM's capital.
Our Offerings
How ARM’s Tailored Ag Financing Solutions Help Farmers
We provide a complete suite of financing products to help you cover operating costs, protect your harvest, expand your acreage, and modernize your operation.
Why Choose Us
Why Farmers Choose ARM For Agricultural Financing
Farmers across the U.S. choose ARM because we offer more than just loans. We offer personalized customer service, expertise, and speed.
Personal Service
Our teams live and work in farm communities. You’ll collaborate with loan officers who understand crop cycles, weather risks, and local markets.
Crop-Based Lending
We believe your loan should be backed by your crop, not your land. That's why we lend on crop value, supported by your crop insurance and FSA payments.
Speed & Simplicity
Thanks to our SYNTHESIS® platform, you can get approved quickly, which means better timing for seed, fertilizer, and inputs.
Earning farmer trust, nationwide.
ARM has earned the trust of farmers nationwide through transparent terms, reliable communication, and a genuine commitment to your success.
How It Works
How ARM Financing Works:
Simple Steps to Secure Funding
Step 1
Apply
Start your application by filling out the application here: Apply Now
Step 2
Send Application to Your Loan Officer
Print, sign and send your complete application to the appropriate loan officer here: ARM Locations.
Step 3
Get Approved
Our experts quickly review your data and deliver a timely decision.
Step 4
Receive Funds
Access your loan proceeds and manage everything through our secure Client Portal.
Stories & Case Studies
Farmer Success Stories
Our customers measure success in acres, harvests, and family legacies. Here’s how ARM has helped farmers across the country grow stronger.
“ARM helped me finance our crop inputs when traditional lenders couldn’t. Their understanding of farming made all the difference.”
Kenneth Hood
in Mississippi
Case Study:
Expanding Operations in the Delta
When a Mississippi grower needed additional working capital to increase acreage, ARM’s crop-based loan made it possible—without touching land equity.
Stay connected
Work with ARM to Grow Your Farm Today
ARM is ready to help you reach the next level of success with crop-based farm financing that protects what matters most-your land and livelihood.
Contact us today to discuss your operation, explore farm financing options, or start your online application
888-706-4447
FAQs
Frequently asked questions
Crop-based lending uses your crop and insurance value as collateral instead of land or equipment, allowing more flexibility.
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